Being injured at work can prove to be an extremely trying event, especially when the injury results in time off work. Too often employers dismiss injuries reported by employees and fail to meet their obligations under the law. It is imperative, however, that employees know that they are afforded certain protections and that all employers must carry workers compensation insurance under California law.
Workers compensation insurance covers any employee injured while working, regardless of the manner in which the employee is injured. Please note, an injured employee must report his/her injury to their employer within thirty (30) days and he/she must file a formal workers compensation claim with the California Workers Compensation Appeals Board (WCAB) within one (1) year from the date of injury. It is critical that employees do not wait to report injuries sustained at work!
If an employee is injured while carrying out his/her employment duties, then the employee is entitled to have the employer's insurance carrier provide the following: medical treatment (present and future); two-thirds of the employee's normal wages, if the employee is taken off work by the acting medical provider; and compensation commensurate to the permanent disability rating determined by the medical provider.
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